Private & Hard Money Lender Defense
Private & Hard Money Lender Defense in California
Private and hard money lending can be a profitable business, but it also comes with unique legal risks. When a borrower defaults, it is common for them to file lawsuits aimed at delaying repayment or avoiding foreclosure. These lawsuits often allege predatory lending, usury violations, breach of fiduciary duty, or unfair lending practices. If not handled properly, such claims can lead to costly litigation, loss of collateral, and damage to your reputation as a lender.
Protecting Hard Money Lenders from Borrower Lawsuits
At Aaron Berger Law we focus on defending private lenders and hard money lenders throughout California. Our legal team understands the lending industry, the foreclosure process, and the tactics borrowers use to stall repayment. We provide aggressive, lender-focused representation to protect your investments and enforce your loan documents swiftly.
Our services include:
Defending lenders against borrower lawsuits, including predatory lending and usury claims.
Defending lenders against borrower lawsuits, including predatory lending and usury claims.
Enforcing loan agreements, promissory notes, and deeds of trust.
Negotiating resolutions that preserve collateral value.
Litigating disputes efficiently to reduce financial exposure.
Why You Need an Experienced Hard Money Lender Attorney
California lending laws are complex, and borrowers often exploit technicalities to fight repayment. Having an attorney experienced in private money lender defense ensures you have the right strategies in place to counter borrower claims and keep your loan secured. Unlike general litigators, we understand both real estate law and mortgage finance, giving us the ability to protect lenders in and out of court.
Take Action to Protect Your Investment
We aggressively defend lenders against wrongful foreclosure claims by demonstrating strict compliance with California foreclosure statutes and enforcing lender rights under the loan documents.
Borrowers frequently use accusations of fraud, usury, or “predatory lending” to delay repayment or block foreclosure. We counter these tactics with well-documented compliance records and targeted legal arguments that dismantle false claims.
When borrowers attempt to avoid their contractual obligations, we step in to enforce loan agreements as written—recovering principal, accrued interest, default interest, late charges, and contractual attorneys’ fees where applicable.
We defend lenders against challenges to title and lien priority, ensuring your secured position is preserved against competing creditors, junior lienholders, or other adverse claims that could jeopardize your collateral.